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General Provisions
- The cashback program (hereinafter referred to as the "Program") is available to all Tompay`s cardholders, who owns personal Banxe cards (hereinafter referred to as "Participants").
- Participation in the program automatically begins on July 22, 2024.
- Business cardholders are not Participants of the Program.
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Earning Cashback
- Cashback is earned as a percentage of the amount of each purchase made using the Banxe card.
- The cashback rate is 2% but cannot exceed £50 per month.
- Cashback is credited to your card account balance.
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Eligibility for Cashback
- Cashback is credited to the current account from the 15th to the 20th day of the month following the month in which the cashback was accumulated, in the currency of the card account.
- Purchases made outside the country are also eligible for the Program.
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Duration of the program
- The Program runs until December 31, 2024.
- The organising company has the right to extend the duration of the Program for any period of time.
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Using Accrued Cashback
- Accrued cashback can be used to pay for future purchases with the Banxe card.
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Restrictions and Exclusions
- In the event of a returned item, the cashback earned for that purchase will be deducted from the Participant's account.
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The following categories of transactions are not eligible for the program:
- MCC 4457: Boat Leases and Boat Rentals
- MCC 4829: Money Transfer
- MCC 5094: Precious Stones and Metals, Watches and Jewelry
- MCC 5551: Boat Dealers
- MCC 5561: Camper Dealers, Recreational and Utility Trailers
- MCC 5571: Motorcycle Shops and Dealers
- MCC 5592: Motor Home Dealers
- MCC 5932: Antique Shops—Sales, Repairs, and Restoration Services
- MCC 5933: Pawn Shops
- MCC 5937: Antique Reproduction Stores
- MCC 5971: Art Dealers and Galleries
- MCC 5972: Stamp and Coin Stores—Philatelic and Numismatic Supplies
- MCC 6010: Manual Cash Disbursements
- MCC 6011: Automated Cash Disbursements
- MCC 6012: Merchandise and Services
- MCC 6050: Quasi Cash
- MCC 6051: Quasi Cash (Financial non-banking operations (purchase of currency, metals, securities, etc.))
- MCC 6211: Securities—Brokers/Dealers
- MCC 6300: Insurance Sales, Underwriting, and Premiums
- MCC 6513: Real Estate Agents and Managers—Rentals
- MCC 6532: Payment Transaction
- MCC 6536: MoneySend Intra country
- MCC 6537: MoneySend Inter country
- MCC 6538: MoneySend Funding
- MCC 6540: POI Funding Transactions (Excluding MoneySend)
- MCC 7012: Timeshares
- MCC 7800: Government Owned Lottery (U.S. Region Only)
- MCC 7801: Internet Gambling (U.S. Region Only)
- MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)
- MCC 7995: Gambling Transactions
- MCC 8050: Nursing and Personal Care Facilities
- MCC 8062: Hospitals
- MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges
- MCC 9223: Bail and Bond Payments
- MCC 9311: Tax Payments
- MCC 9399: Government Services—not elsewhere classified
- MCC 9405: Intra-Government Purchases—Government Only
- MCC 9406: Government-owned Lottery (Specific Countries)
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Termination of Participation
- Tompay reserves the right to terminate or change the terms and conditions of the Programme at any time without sending Participants any notice.
- A Participant may terminate their participation in the Programme by closing their card account.
- Tompay reserves the right to terminate any Participant's participation in the Programme, including but not limited to cases of suspected fraud, without cause.
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Miscellaneous
- Participants are responsible for complying with tax laws regarding the reporting and payment of taxes on accrued cashback.
- In the case of fraudulent activity, Tompay reserves the right to cancel accrued cashback and block the card.
- The law of England and Wales shall govern the relationship arising out of these rules
For more detailed information and answers to any questions, please contact our customer support via phone or through the feedback form on the Tompay website.